This Cookie Policy explains how Samui Business Consulting (“we,” “us,” “our”) uses cookies and similar technologies on our website https://sbc-insurance.live/. It will inform you about what these technologies are, why we use them, and your rights to control our use of them.

1. What Are Cookies?

Cookies are small text files that are placed on your computer, smartphone, or other device when you visit a website. They are widely used to make websites work more efficiently, provide a more personalized user experience, and collect information about how the site is used.

2. Why Do We Use Cookies?

We use cookies for several reasons, which are categorized as follows:

1. Strictly Necessary Cookies: These are essential for the website to function and cannot be switched off. They are usually set in response to actions made by you, such as setting your privacy preferences, logging in, or filling out forms. You can set your browser to block these cookies, but some parts of the site will not then work.
2. Performance and Analytics Cookies: These allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous.
3. Functionality Cookies: These enable the website to provide enhanced functionality and personalization, such as remembering your language preference or region. They may be set by us or by third-party providers whose services we have added to our pages.
4. Targeting and Advertising Cookies: These cookies may be set through our site by our advertising partners. They may be used by those companies to build a profile of your interests and show you relevant advertisements on other sites. They do not store directly personal information but are based on uniquely identifying your browser and internet device.

3. What Types of Cookies Do We Use?

The table below provides more details about the specific cookies we use.

Cookie Name	Provider	Purpose & Type	Duration
PHPSESSID	sbc-insurance.live	Strictly Necessary: Maintains your session state across page requests.	Session
cookie_consent	sbc-insurance.live	Strictly Necessary: Remembers your cookie consent preferences.	1 year
_ga	Google Analytics	Performance: Used to distinguish unique users.	2 years
_gid	Google Analytics	Performance: Used to distinguish unique users.	24 hours
_gat	Google Analytics	Performance: Used to throttle request rate.	1 minute
fr	Facebook Pixel	Targeting: Used to deliver, measure, and improve the relevance of ads.	3 months

Facebook SDK Integration: In addition to the cookies listed above, our website uses the Facebook SDK (Software Development Kit), a JavaScript code library provided by Meta Platforms Ireland Limited (“Meta”). This code is loaded from Facebook’s servers only after you have given your explicit consent to the use of Targeting and Advertising Cookies. The SDK enables the functionality of the Facebook Pixel, allowing it to track events such as page views or form submissions. It facilitates the collection and processing of data (such as your IP address, browser information, and website activity) by Meta for the purposes of conversion measurement, optimizing ads, delivering targeted advertisements to you on Facebook and Instagram, and building lookalike audiences. This data may be transferred to countries outside the European Economic Area, including the United States. The loading of this SDK is a prerequisite for the setting of the fr cookie and is controlled by your consent preferences.

4. How Can You Manage Cookies?

You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences by:

1. Using our Cookie Consent Banner: When you first visit our website, you will see a cookie banner where you can choose which categories of cookies you accept, besides the Strictly Necessary ones.
2. Changing Your Browser Settings: You can set your web browser to refuse all or some cookies, or to alert you when websites set or access cookies. You can also manually delete stored cookies at any time. The methods for doing this vary from browser to browser. Please visit your browser’s help menu for instructions.
   • Cookie settings in Chrome
   • Cookie settings in Firefox
   • Cookie settings in Safari
   • Cookie settings in Edge

Please note that if you choose to disable or refuse cookies, some interactive features of our website may not function correctly.

5. Changes to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will post the revised policy on this page with an updated “Last Updated” date.

6. Contact Us

If you have any questions about our use of cookies, please contact us at: Email: office@sbc-insurance.live Address: Samui Business Consulting, Head office: 16 Moo 4, T.Maret, Amphur, Koh Samui, Suratthani, 84310, Thailand