Full personal health insurance for all living abroad

Participative interNational medical insurance
Mutualist, affordable, ethical
· Enroll while abroad
· Covid-19 cover
· Motorbike cover
· Monthly payment (No commission)
· 0% premium increase if no claims are made!
· Maximum of only 3% increase per year If a claim is made
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COVID PROTECTION IS INCLUDED IN ALL PLANS
ECONOMY PLAN - For all living abroad and local people

Maximum limit/person/year

20 000 USD
80 000 USD
Room and board semi-private room or private room (max limit per 1 day)
120 USD
300 USD
Intensive care or other specialty unit 
(max limit per 1 day)
220 USD
600 USD
Hospitalization expenses
(max limit per 1 case)
2,000 USD
3,000 USD
Surgery (max limit per 1 case)
3,000 USD
4,000 USD
Anesthesiologist
Included in
hospitalization
expenses
Included in
hospitalization
expenses
In patient physician’s visit
Included in
hospitalization
expenses
Included in
hospitalization
expenses
Emergency outpatient day care
(accidents only)
300 USD
400 USD
Emergency ground ambulance Limited to one trip to the nearest hospital
200 USD
300 USD
Home health care services Care must start upon discharge from the hospital and must be accompanied by attending Physician orders up to 30 days
100% up to 400 USD/year
100% up to 500 USD/year
Oncology in & outpatient
2,000 USD
4,000 USD
Organ transplant benefit
Included in hospitalization expenses
Included in hospitalization expenses
HIV
300 USD
400 USD
Kidney dialysis
1,500 USD
2,000 USD
Emergency dental treatment (in or outpatient) following an accident to a sound natural tooth (teeth) (max limit per 1 case)
100 USD
120 USD
Extension of worldwide cover in case of an accident or accidental sickness during a trip of maximum 6 weeks
100% up to 120
USD / year
100% up to 200
USD /year
Extension of cover in the country of birth or origin except USA
400 USD
up to a period of
max 3 months
500 USD
up to a period of
max 3 months
Pre-existing condition
NOT COVERED
NOT COVERED
Waiting period
NONE
NONE

Maximum limit/person/year

1 500 USD
1 700 USD
Outpatient (max limit per visit)
90 USD
100 USD
Check up
NOT COVERED
NOT COVERED
OPTIONAL: Death Benefit; Evacuation and repatriation to Country of Residence, Personal Liability, Dental & Optical
INTERNATIONAL PLAN
( COVID-19 PROTECTION IS INCLUDED )
FOR ALL LIVING ABROAD, LOCAL PEOPLE AND TRAVELLERS

MODULE 1: HOSPITALIZATION & OTHER COVERAGES INCLUDED IN HOSPITALIZATION (Can choose deductible from 500 USD up to 5,000 USD)

“SERENITY” PLAN
Coverage $ 100 000
up to $ 600 000
“ELITE” PLAN
Coverage
$ 2 000 000
Room and board
Normal Private room Full Cover (Maximum of 180 days)
Normal Private room Full Cover
Intensive care or other specialty unit
Full Cover
Full Cover
Hospitalization expenses
Full Cover
Full Cover
Accompanying bed for hospitalized child under 16
Full Cover
Full Cover
Outpatient hospital facility care for emergency room or ambulatory surgical center service Day care treatment
Full Cover
Full Cover
Emergency room
Full Cover
Full Cover
Emergency ground ambulance Limited to one trip to the nearest hospital
Full Cover
Full Cover
Extended care or outpatient rehabilitation connected to hospitalization
Maximum of 30 days for each Medical Condition
Maximum of $2,500 per calendar year Care must begin upon discharge from inpatient and within the last 14 days
Full Cover
Care must begin upon discharge from inpatient
Organ transplant benefit
Up to $300,000
Full Cover
Home health care services Care must start upon discharge from the hospital and must be accompanied by attending Physician orders
100% up to 1,000 USD/year
Full Cover

Maternity care (waiting period 10 months, option for people who are PLANNING pregnancy)

-
-
Pregnancy and or any condition related to pregnancy that arises during the first ten (10) months of coverage under this policy are excluded. Any fertility or infertility services are excluded.
Maternity care includes hospitalization, normal and Cesarean section delivery, prenatal and postnatal care and Complications of Pregnancy.
100% up to $8,000
Full Cover USD
Congenital birth defects Premature newborns, congenital conditions and birth anomalies for newborns enrolled within 31-days of the date of birth have a lifetime maximum.
100% US
$20,000 lifetime maximum
100% US
$50,000 lifetime maximum
New born cover
Have to be enrolled in the same cover as parents within 1 month and premium paid but considered with no preexisting condition
Free the first 6
months and after have to be enrolled same cover than parents within 1 month and the premium paid but considered with no preexisting condition

Oncology in & outpatient

Full Cover
Full Cover
MRI in case of inpatient
Full Cover
Full Cover
HIV
Full Cover
Full Cover
Kidney dialysis
Full Cover
Full Cover
Surgery
Full Cover
Full Cover
Anesthesiologist
Full Cover
Full Cover
Second medical opinion
Full Cover
Full Cover
Psychiatry connected to accident or terrorism
100% up to 1,500 USD/year
Full Cover
Emergency dental treatment (in or outpatient) following an accident to a sound natural tooth (teeth)
Full Cover
Full Cover
Extension of worldwide cover in case of an accident or accidental sickness during a trip of maximum 6 weeks
100% up to 15,000 USD/year
Full Cover
Extension of cover in the country of birth or origin except USA
100% up to a period of maximum 3 months
Full Cover
Pre-existing condition
Not covered or loading
Possible full cover after 2 years moratorium in case there is no event (in or outpatient) connected to the preexisting condition
Waiting period
None except maternity 10 months
None except maternity 10 months

MODULE 2: OUTPATIENT

SERENITY PLAN
Coverage $ 6000
ELITE PLAN
Coverage $ 1 000 000
Hospice care outpatient
US$10,000 lifetime maximum
US$20,000 lifetime maximum
Emergency ground ambulance (limited to one trip to the nearest hospital)
Full Cover
Full Cover
Physician office visits and treatment
Full Cover
Full Cover
Diagnosis Services:
• Diagnostic laboratory test and x-rays
• MRI, CAT, PET scans and other diagnostic machine test
• Pathology
• Radiation therapy and chemotherapy
• Inhalation therapy
Full Cover
Full Cover
Oncology in & outpatient
Full Cover
Full Cover
HIV
100% up to US$10,000
Full Cover
Kidney dialysis
Full Cover
Full Cover
Prescribed medication and vaccines
Full Cover
Full Cover
Prescribed durable medical equipment
Rental up to
Purchase Price
Rental up to
Purchase Price
Physiotherapy, chiropractor, osteopath, homeopath and acupuncturist (with prior consent)
100% up to 50
USD/session and
1,000 USD/year
Full Cover
Prescribed speech therapy and orthotics (with prior consent)
100% up to 50
USD/session and
1,000 USD/year
Full Cover
Prescribed medical prostheses (with prior consent)
100% up to 2,000 USD/ year
Full Cover
Spa treatments (with prior consent)
Up to 20 days & 25 USD/day
Full Cover
Infusion therapy
Please refer to the Comprehensive Medical Coverage section for details.
Full Cover
Full Cover
Extension of worldwide cover in case of an accident or accidental sickness during a trip of maximum 6 weeks
100% up to $50/session and 1,000 USD/year
Full Cover
Extension of cover in the country of birth or origin except USA
100% up to a period of
maximum 3 months
Full Cover
Preventive check up
100% up to 300 USD
(after 3 years and every 3 years)
100% up to 2,000 USD
(after 3 years and every 3 years)
OPTIONAL: Death Benefit; Evacuation and repatriation to Country of Residence, Personal Liability, Dental & Optical
You can modify your insurance plan.
Choose the deductible option to reduce your premium cost!
Participative interNational medical insurance
Mutualist, affordable, ethical
CLAIM IN ANY HOSPITAL AROUND THE WORLD (EXCLUDING USA)
If you contact the hospital for a third-party payment, our contact name to tell is
ASSIST INTERNATIONAL SERVICES

Tel: +66 (0) 2 719 78 32-4

Fax: +66 (0) 2 719 78 30

E-mail: operations@assistinter.com


Emergency Call Center [24 hours] in Bangkok (English and Thai languages)
+66 (0) 953697939 mobile for emergency

Emergency Call Center [24 hours] in London (English language)
24 hours free hot line in Thailand +66 (0) 20260616

General Insurance licence number 51230

You can modify or stop your cover at any time. The renewal price does not increase except if there is a claim (in that case 2/3 % increase).
IF NO CLAIMS PER YEAR, THE PRICE DOESN'T INCREASE FOR NEXT YEAR
Areas of Cover for the health cover: Modules 1, 2 and 3
  • AREA 1: (except USA ),Canada, Switzerland, Israel, Japan, Hong Kong, plus the AREA 2

  • AREA 2: Europe (except Switzerland), Australia, New Zealand, American continent (except USA and Canada), China, Singapore, Taiwan plus the AREA 3

  • AREA 3: Africa, Asia (except China, Hong-Kong, Japan, Singapore and Taiwan), Middle East (except Israel), all other countries
However, during a stay of less than three months in the country of origin the insured is covered.

However, during a stay of less than seven weeks in a country outside the Area chosen by the Insured or his country of origin, only expenses arising from an accident or an accidental sickness of an urgent nature as defined above under Emergency provided that the treatment has been given by a doctor, generalist or specialist, or that the hospitalization was required as a direct cause of the emergency and that it took place within 24 hours, shall be reimbursed.
WE ARE AGENCY:
SBC Insurance - Samui
INSURANCE COMPANY:
WRLife - London
ASSISTANCE COMPANY:
AIS - Bangkok
INSURANCE SOLUTION FOR:
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Apply a simple form if you are ready to order insurance certificate or to get personal offer
CONTACT US:
Apply a simple form to order personal consultation or to get personal offer
The operator will call you during working hours - from 10:00 to 18:00 in the Thailand time zone.
E-mail:
(WhatsApp EN)
Web:
(WhatsApp RU)