Full medical life insurance for pensioners Worldwide

Participative interNational medical insurance

Mutualist, affordable, ethical

· Covered up to 100 years of age

· Covid-19 cover

· Cancer cover

· Monthly payment (No commission)

· 0% premium increase if no claims are made!

· Maximum of only 3% increase per year If a claim is made

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YOUR AREA OF EXPATRIATION

YOUR DATE OF BIRTH

ARE YOU INDIVIDUAL, COUPLE, ADULT & CHILD OR FAMILY

MEMBER 2 : WIFE, HUSBAND, PARTNER OR CHILD < 22

MEMBER 3 : CHILD < 22

MEMBER 4 : CHILD < 22 : YES ?

MEMBER 5 AND MORE : CHILD

INPATIENT

OUTPATIENT

ASSISTANCE EVACUATION REPATRIATION

DENTAL & OPTICAL

ADJUST GLOBAL LIMIT (FROM $ 20 000 UP TO $ 2 000 000)

CHOOSE YOUR CURRENCY

Order now

COVID PROTECTION IS INCLUDED IN ALL PLANS

ECONOMY PLAN - For all living abroad and local people

Room and board semi-private room or private room (max limit per 1 day) maximum stay in hospital 180 days/year

120 USD

300 USD

Intensive care or other specialty unit
(max limit per 1 day)

220 USD

600 USD

Hospitalization expenses
(max limit per 1 case)

2,000 USD

3,000 USD

Surgery (max limit per 1 case)

3,000 USD

4,000 USD

Anesthesiologist

Included in
hospitalization
expenses

In patient physician’s visit

Included in
hospitalization
expenses

Emergency ground ambulance Limited to one trip to the nearest hospital

200 USD

300 USD

Home health care services Care must start upon discharge from the hospital and must be accompanied by attending Physician orders up to 30 days

100% up to 400 USD/year

100% up to 500 USD/year

Oncology in & outpatient

2,000 USD

4,000 USD

Organ transplant benefit

Included in hospitalization expenses

HIV

300 USD

400 USD

Kidney dialysis

1,500 USD

2,000 USD

Emergency dental treatment (in or outpatient) following an accident to a sound natural tooth (teeth) (max limit per 1 case)

100 USD

120 USD

Extension of worldwide cover in case of an accident or accidental sickness during a trip of maximum 6 weeks

100% up to 120
USD / year

100% up to 200
USD /year

Extension of cover in the country of birth or origin except USA

400 USD
up to a period of
max 3 months

500 USD
up to a period of
max 3 months

Pre-existing condition

NOT COVERED

Waiting period

NONE

Outpatient (max limit per visit)

90 USD

100 USD

Physiotherapy, chiropractor, osteopath, homeopath and acupuncturist (width prior consent)

$30 / visit and $400 / year

$40 / visit and $600 / year

Prescribed vaccines (hepatitis, covid, etc)
(6 months waiting period)

90 USD / visit

100 USD / visit

Check up

NOT COVERED

1. For any pre-existing, chronic conditions and injury prior to the start date of the
policy, the condition has to be studied and can either be covered with or without a moratorium,
or loading or excluded.
2. For aged under 65: Health checkup is not required: there is a three month waiting
period for specific diseases.
3. For aged 65 and over: 2 choices
3.1. Health checkup required prior to coverage to determine pre-existing conditions (or)
3.2. A six month waiting period prior to coverage for specific diseases.
Specific diseases: Hypertension & Cardiovascular Disease, All Tumors, Polyps or Cyst,
Hernias, Hemorrhoids, Prostate Disease, Diabetes, Cancer, Cholecystitis, Cholelithiasis,
Calculi of the Urinary Organs.

OPTIONAL: Death Benefit; Evacuation and repatriation to Country of Residence, Personal Liability, Dental & Optical

Apply for a policy

INTERNATIONAL PLAN

( COVID-19 PROTECTION IS INCLUDED )

FOR ALL LIVING ABROAD, LOCAL PEOPLE AND TRAVELLERS

Room and board

Normal Private room Full Cover (Maximum of 180 days)

Normal Private room Full Cover

Intensive care or other specialty unit

Full Cover

Hospitalization expenses

Full Cover

Accompanying bed for hospitalized child under 16

Full Cover

Emergency room

Full Cover

Emergency ground ambulance Limited to one trip to the nearest hospital

Full Cover

Extended care or outpatient rehabilitation connected to hospitalization

Maximum of 30 days for each Medical Condition
Maximum of $2,500 per calendar year Care must begin upon discharge from inpatient and within the last 14 days

Full Cover
Care must begin upon discharge from inpatient

Organ transplant benefit

Up to $100,000

Full Cover

Home health care services Care must start upon discharge from the hospital and must be accompanied by attending Physician orders

100% up to 1,000 USD/year

Full Cover

Pregnancy and or any condition related to pregnancy that arises during the first ten (10) months of coverage under this policy are excluded. Any fertility or infertility services are excluded.
Maternity care includes hospitalization, normal and Cesarean section delivery, prenatal and postnatal care and Complications of Pregnancy.

100% up to $8,000

Full Cover USD

Congenital birth defects Premature newborns, congenital conditions and birth anomalies for newborns enrolled within 31-days of the date of birth have a lifetime maximum.

100% US
$20,000 lifetime maximum

100% US
$50,000 lifetime maximum

New born cover

Have to be enrolled same cover than parents within 1 month and premium paid but considered with no preexisting condition

Free the first 6
months and after have to be enrolled same cover than parents within 1 month and premium paid but considered with no preexisting condition

MRI in case of inpatient

Full Cover

HIV

Full Cover

Kidney dialysis

Full Cover

Surgery

Full Cover

Anesthesiologist

Full Cover

Second medical opinion

Full Cover

Psychiatry connected to accident or terrorism

100% up to 1,500 USD/year

Full Cover

Emergency dental treatment (in or outpatient) following an accident to a sound natural tooth (teeth)

Full Cover

Extension of worldwide cover in case of an accident or accidental sickness during a trip of maximum 6 weeks

100% up to 15,000 USD/year

Full Cover

Extension of cover in the country of birth or origin except USA

100% up to a period of maximum 3 months

Full Cover

Pre-existing condition

Not covered or loading

Possible full cover after 2 years moratorium in case there is no event (in or outpatient) connected to the preexisting condition

Waiting period

None except maternity 10 months

Hospice care outpatient

US$10,000 lifetime maximum

US$20,000 lifetime maximum

Emergency ground ambulance (limited to one trip to the nearest hospital)

Full Cover

Physician office visits and treatment

Full Cover

Diagnosis Services:
• Diagnostic laboratory test and x-rays
• MRI, CAT, PET scans and other diagnostic machine test
• Pathology
• Radiation therapy and chemotherapy
• Inhalation therapy

Full Cover

Oncology in & outpatient

Full Cover

HIV

100% up to US$10,000

Full Cover

Prescribed medication and vaccines

Full Cover

Prescribed durable medical equipment

Rental up to
Purchase Price

Physiotherapy, chiropractor, osteopath, homeopath and acupuncturist (with prior consent)

100% up to 50
USD/session and
1,000 USD/year

Full Cover

Prescribed speech therapy and orthotics (with prior consent)

100% up to 50
USD/session and
1,000 USD/year

Full Cover

Prescribed medical prostheses (with prior consent)

100% up to 2,000 USD/ year

Full Cover

Spa treatments (with prior consent)

Up to 20 days & 25 USD/day

Full Cover

Infusion therapy
Please refer to the Comprehensive Medical Coverage section for details.

Full Cover

Extension of worldwide cover in case of an accident or accidental sickness during a trip of maximum 6 weeks

100% up to $50/session and 1,000 USD/year

Full Cover

Extension of cover in the country of birth or origin except USA and Canada

100% up to a period of
maximum 3 months

Full Cover

Preventive check up

100% up to 300 USD
(after 3 years and every 3 years)

100% up to 2,000 USD
(after 3 years and every 3 years)

1. For any pre-existing, chronic conditions and injury prior to the start date of the
policy, the condition has to be studied and can either be covered with or without moratorium,
or loading, or excluded.
2. For aged under 65: Health checkup is not required: there is a six months waiting
period for specific diseases.
3. For aged 65 and over: 2 choices
3.1. Health checkup required prior to coverage to determine pre-existing conditions (or)
3.2. A one year waiting period prior to coverage for specific diseases.
Specific diseases: Hypertension & Cardiovascular Disease, All Tumors, Polyp or Cyst,
Hernias, Hemorrhoids, Prostate Disease, Diabetes, Cancer, Cholecystitis, Cholelithiasis,
Calculi of the Urinary Organs.

OPTIONAL: Death Benefit; Evacuation and repatriation to Country of Residence, Personal Liability, Dental & Optical

Apply for a policy

You can modify your insurance plan.
Choose the deductible option to reduce your premium cost!

Participative interNational medical insurance

Mutualist, affordable, ethical

CLAIM IN ANY HOSPITAL AROUND THE WORLD (EXCLUDING USA)

If you contact the hospital for a third-party payment, our contact name to tell is
ASSIST INTERNATIONAL SERVICES

Tel: +66 (0) 2 719 78 32-4

Fax: +66 (0) 2 719 78 30

E-mail: operations@assistinter.com

Emergency Call Center [24 hours] in Bangkok (English and Thai languages)
+66 (0) 953697939 mobile for emergency

Emergency Call Center [24 hours] in London (English language)
24 hours free hot line in Thailand +66 (0) 20260616

General Insurance licence number 51230

You can modify or stop your cover at any time. The renewal price does not increase except if there is a claim (in that case 2/3 % increase).
IF NO CLAIMS PER YEAR, THE PRICE DOESN'T INCREASE FOR NEXT YEAR

Areas of Cover for the health cover: Modules 1, 2 and 3

AREA 1: (except USA),Canada, Switzerland, Israel, Japan, Hong Kong, plus the AREA 2

AREA 2: Europe (except Switzerland), Australia, New Zealand, American continent (except USA and Canada), China, Singapore, Taiwan plus the AREA 3

AREA 3: Africa, Asia (except China, Hong-Kong, Japan, Singapore and Taiwan), Middle East (except Israel), all other countries

However, during a stay of less than three months in the country of origin the insured is covered.

However, during a stay of less than seven weeks in a country outside the Area chosen by the Insured or his country of origin, only expenses arising from an accident or an accidental sickness of an urgent nature as defined above under Emergency provided that the treatment has been given by a doctor, generalist or specialist, or that the hospitalization was required as a direct cause of the emergency and that it took place within 24 hours, shall be reimbursed.

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