Enjoy cashless treatment across Pacific Cross's network of 450+ hospitals nationwide.
SBC-2563 Co., Ltd. Licensed Insurance Broker · OIC Thailand
Showing: Base Plan
| Coverage / Feature | Standard | Premier | Maxima | Ultima |
|---|---|---|---|---|
| Max annual benefit (in-patient) |
Standard
270,000 THB
|
Premier
1,200,000 THB
|
Maxima
5,000,000 THB
|
Ultima
20,000,000 THB
|
| Room & Board (per day) |
Standard
2,000 THB
|
Premier
5,000 THB
|
Maxima
8,000 THB
|
Ultima
16,000 THB
|
| Surgical treatment |
Standard
Up to limit
|
Premier
Paid in full
|
Maxima
Paid in full
|
Ultima
Paid in full
|
| Outpatient treatment |
Standard
1,000 THB/visit
|
Premier
2,500 THB/visit
|
Maxima
Paid in full
|
Ultima
Paid in full
|
| Maternity benefit |
Standard
Not covered
|
Premier
Not covered
|
Maxima
100,000 THB
|
Ultima
150,000 THB
|
| Inpatient psychiatric benefit |
Standard
Not covered
|
Premier
Not covered
|
Maxima
50,000 THB / 200,000 lifetime
|
Ultima
100,000 THB / 400,000 lifetime
|
| Medical devices & artificial organs |
Standard
20,000 THB
|
Premier
200,000 THB
|
Maxima
300,000 THB
|
Ultima
300,000 THB
|
| Private nurse benefit |
Standard
Not covered
|
Premier
20,000 THB
|
Maxima
Paid in full
|
Ultima
Paid in full
|
| Personal accident benefit |
Standard
100,000 THB
|
Premier
150,000 THB
|
Maxima
300,000 THB
|
Ultima
400,000 THB
|
| Entry age |
Standard
0–80 y.o.
|
Premier
0–80 y.o.
|
Maxima
0–80 y.o.
|
Ultima
0–80 y.o.
|
Lower your premium without lowering your protection — choose the savings that fit your lifestyle.
Take on a small annual deductible and save up to half your premium — you're still fully covered once the deductible is met.
Insuring 2+ family members (parent + children) automatically qualifies you for a family discount.
Special lower rates tailored for corporate clients, business teams, and organized groups.
No claims made? You're rewarded with a growing discount every renewal.
Don't need outpatient coverage? Remove it from your plan and save right away.
Coverage level rises from budget to premium. Maximum in-patient benefit per confinement: Standard — from 270,000 THB, Premier — from 1.2M THB, Maxima — from 5M THB, Ultima — up to 50M THB. Higher-tier plans add maternity, psychiatric, and private nurse coverage.
Plus/Extra is the same plan with higher limits across all sections and additional benefits.
Up to 80 years old. After age 65, premium and acceptance are subject to individual underwriting.
Yes, a 5% family discount applies (parent + children, 2+ persons). A separate group discount of 10–15% is available for adults aged 20+.
Deductibles from 20,000 to 300,000 THB per year give discounts of 15% to 50%. Not available on Standard and Standard Plus plans.
Not covered on Standard or Premier plans. Covered from Maxima and above, with set limits.
Yes, 5 years for all plans except Ultima Plus, which covers this from day one with no waiting period.
How do I file a claim?
Cashless treatment is available across a network of 450+ partner hospitals — no upfront payment needed. Reimbursement details for out-of-network treatment are specified in the policy wording.
Pacific Cross Health
Get detailed information about each Pacific Cross New Normal Lifestyle Series plan
Product Brochure — Standard sub series · PDF · ~1.17 MB
Product Brochure — Premier sub series · PDF · ~1.18 MB
Product Brochure — Maxima sub series · PDF · ~1.14 MB
Product Brochure — Ultima sub series · PDF · ~1.14 MB
PACIFIC CROSS: CONTACT INFORMATION
Head Office Address:
152 Chartered Square Building, 21st Floor, North Sathorn Road,
Silom, Bangrak, Bangkok 10500, Thailand
Phone: +66 (0)2 401 9189
Fax: +66 (0)2 401 9187
Email: [email protected]
Website: www.pacificcrosshealth.com
Pacific Cross Health Insurance offers individual and family health insurance with cashless treatment across a network of 450+ hospitals in Thailand, full medical underwriting, and lifetime renewability, with plans ranging from Standard to Ultima to suit different budgets and coverage needs.
Have any Question? Ask us anything, we’d love to answer!
